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We Provide 24 Hour Pre Approvals. At BDFC, our motto of “No Surprises” means we communicate with you early and often. As a Preferred Certified Lender, we move quickly on your application. You will hear back from your BDFC team leader within 24 hours to learn the status of your application and the "Game Plan" to acheive your customer's objectives. From the application process, to close of escrow through funding of the BDFC loan, we make sure you know the status of your customer’s loan and are kept informed every step of the way.